Business Segments · Provision for Credit Losses
Ford Credit — Provision for Credit Losses
Ford Motor Company Ford Credit — Provision for Credit Losses increased by 3.0% to $139.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from $132.00M to $139.00M. Over 4 years (FY 2021 to FY 2025), Ford Credit — Provision for Credit Losses shows an upward trend with a 14.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ4 2025
How to read this metric
An increase suggests management expects higher future defaults, while a decrease suggests a more optimistic outlook on credit quality.
Detailed definition
This is an expense charged to the income statement to establish or maintain an allowance for expected future credit loss...
Peer comparison
Comparable to 'Provision for Loan Losses' at any financial institution.
Metric ID:
f_segment_ford_credit_provision_for_credit_lossesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$166.00M | -$59.00M | -$45.00M | -$64.00M | -$56.00M | $40.00M | $136.00M | $78.00M | $40.00M | $75.00M | $87.00M | $91.00M | $95.00M | $99.00M | $132.00M | $140.00M | $114.00M | $135.00M | $139.00M |
| QoQ Change | — | +64.5% | +23.7% | -42.2% | +12.5% | +171.4% | +240.0% | -42.6% | -48.7% | +87.5% | +16.0% | +4.6% | +4.4% | +4.2% | +33.3% | +6.1% | -18.6% | +18.4% | +3.0% |
| YoY Change | — | — | — | — | +66.3% | +167.8% | +402.2% | +221.9% | +171.4% | +87.5% | -36.0% | +16.7% | +137.5% | +32.0% | +51.7% | +53.8% | +20.0% | +36.4% | +5.3% |
Range-$166.00M – $140.00M
CAGR-3.9%
Avg YoY Growth+95.6%
Median YoY Growth+53.8%
Current Streak2 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ford Motor Company's ford credit — provision for credit losses?
- Ford Motor Company (F) reported ford credit — provision for credit losses of $139.00M in Q4 2025.
- How has Ford Motor Company's ford credit — provision for credit losses changed year-over-year?
- Ford Motor Company's ford credit — provision for credit losses increased by 5.3% year-over-year, from $132.00M to $139.00M.
- What is the long-term trend for Ford Motor Company's ford credit — provision for credit losses?
- Over 4 years (2021 to 2025), Ford Motor Company's ford credit — provision for credit losses has grown at a 14.2% compound annual growth rate (CAGR), from -$310.00M to $528.00M.
- What does ford credit — provision for credit losses mean?
- The amount set aside as an expense to cover anticipated future loan defaults.