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Ford Motor Company F Ford Credit — Provision for Credit Losses

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Other financials

Income statement

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Revenue$43.3B+6.4%
Gross profit$7.9B+45.2%
Operating income$2.3B+630%
Net income$2.6B+442%
EPS (diluted)$0.63+425%

Balance sheet

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Cash & equivalents$17.6B-15.4%
Total debt$567.0M-2.2%
Total equity$37.5B-16.1%
Total assets$282.43B-0.7%

Cash flow

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Operating cash flow$1.3B-64.2%
CapEx$2.4B+30.7%
Free cash flow-$1.1B-157%

Valuation

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Market cap$56.22B+33.5%
Enterprise value$39.14B+79.3%
P/S0.3×+0.1×

Profitability

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Gross margin13.4%-0.1pp
Operating margin-3.8%-6.1pp
Net margin-3.2%-5.9pp
FCF margin5%-0.1pp

Returns & leverage

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Return on equity-14.8%-26.3pp
Debt / equity0.0×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Ford Motor Company in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Ford Motor Company’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ford Motor Company's ford credit — provision for credit losses?
Ford Motor Company (F) reported ford credit — provision for credit losses of $172M in Q1 2026.
How has Ford Motor Company's ford credit — provision for credit losses changed year-over-year?
Ford Motor Company's ford credit — provision for credit losses increased by 22.9% year-over-year, from $140M to $172M.
What is the long-term trend for Ford Motor Company's ford credit — provision for credit losses?
Over 4 years (2021 to 2025), Ford Motor Company's ford credit — provision for credit losses has grown at a 14.2% compound annual growth rate (CAGR), from -$310M to $528M.
What does ford credit — provision for credit losses mean?
This is an expense charged to the income statement to establish or maintain an allowance for expected future credit losses. It represents management's estimate of the risk inherent in the current loan portfolio.