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Capital Bancorp CBNK Commercial Bank — Loan servicing rights (government guaranteed)

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LOBLoan servicing revenue
$9.09M+9.6%

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:NoninterestIncomeServicingAsset.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's commercial bank — loan servicing rights (government guaranteed)?
Capital Bancorp (CBNK) reported commercial bank — loan servicing rights (government guaranteed) of $497K in Q1 2026.
How has Capital Bancorp's commercial bank — loan servicing rights (government guaranteed) changed year-over-year?
Capital Bancorp's commercial bank — loan servicing rights (government guaranteed) increased by 5.3% year-over-year, from $472K to $497K.
What does commercial bank — loan servicing rights (government guaranteed) mean?
The recognized value of the rights to service government-guaranteed loans, which generates fee income over the life of the loans. This metric reflects the segment's ability to generate non-interest income through specialized servicing activities.