What does commercial bank — occupancy and equipment mean?

Represents the total costs associated with maintaining physical branch locations, office facilities, and necessary banking equipment. This metric reflects the fixed overhead required to support the commercial banking segment's physical footprint and operational infrastructure.

Capital Bancorp (CBNK) Commercial Bank — Occupancy and equipment

Screener

Other segment segments

OpenSky™

$1.05M+82.7%

Windsor Advantage™

$391K+6.3%

CBHL

$189K+25.2%

Similar metrics at other companies

MRBKBank — Occupancy and equipment

$885K+21.7%

BKOccupancy and equipment

$123M-9.6%

NTRSOccupancy and equipment

$51.3M-3.9%

EQPTOccupancy and equipment

$309.25M-11.6%

ACNOccupancy and equipment

$192.08M+7.5%

VEEVOccupancy and equipment

$5M+25.0%

Other financials

Income statement

See full

Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

See full

Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

See full

Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

See full

Market cap$607.8M+16.3%

Enterprise value$197.37M-22.1%

P/E10.8×-1.3×

P/S2.4×0.0×

Profitability

See full

Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

See full

Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:OccupancyAndEquipmentExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Total noninterest income	1,548	4,425	6,559	1,829	14,361
Noninterest expenses
Salaries and employee benefits	12,048	3,792	2,625	1,602	20,067
Occupancy and equipment	2,315	1,047	391	189	3,942
Professional fees	2,233	1,228	271	393	4,125
Data processing	452	6,983	67	49	7,551
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's commercial bank — occupancy and equipment?: Capital Bancorp (CBNK) reported commercial bank — occupancy and equipment of $2.32M in Q2 2026.
How has Capital Bancorp's commercial bank — occupancy and equipment changed year-over-year?: Capital Bancorp's commercial bank — occupancy and equipment increased by 21.7% year-over-year, from $1.9M to $2.32M.
What does commercial bank — occupancy and equipment mean?: Represents the total costs associated with maintaining physical branch locations, office facilities, and necessary banking equipment. This metric reflects the fixed overhead required to support the commercial banking segment's physical footprint and operational infrastructure.