What is Capital Bancorp's opensky™ — occupancy and equipment?

Capital Bancorp (CBNK) reported opensky™ — occupancy and equipment of $1.05M in Q2 2026.

How has Capital Bancorp's opensky™ — occupancy and equipment changed year-over-year?

Capital Bancorp's opensky™ — occupancy and equipment increased by 82.7% year-over-year, from $573K to $1.05M.

What does opensky™ — occupancy and equipment mean?

Represents the costs associated with maintaining physical office space and necessary hardware infrastructure for the OpenSky business unit. Monitoring this expense helps assess the fixed cost burden and operational footprint required to support the segment's service delivery.

Capital Bancorp (CBNK) OpenSky™ — Occupancy and equipment

Screener

Other segment segments

Commercial Bank

$2.32M+21.7%

Windsor Advantage™

$391K+6.3%

CBHL

$189K+25.2%

Similar metrics at other companies

BKOccupancy and equipment

$123M-9.6%

NTRSOccupancy and equipment

$51.3M-3.9%

EQPTOccupancy and equipment

$309.25M-11.6%

ACNOccupancy and equipment

$192.08M+7.5%

VEEVOccupancy and equipment

$5M+25.0%

FLOOccupancy and equipment

$28.52M+2.6%

Other financials

Income statement

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Revenue$65.3M+7.5%

Operating income-$923.0K+8.4%

Net income$14.3M+8.5%

EPS (diluted)$0.87+11.5%

Balance sheet

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Cash & equivalents$418.3M+52.3%

Total debt$7.8M+55.6%

Total equity$422.2M+11.1%

Total assets$3.9B+14.8%

Cash flow

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Operating cash flow$21.8M-3.6%

CapEx$552.0K+8.0%

Free cash flow$21.1M-5.6%

Valuation

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Market cap$607.8M+16.3%

Enterprise value$197.37M-22.1%

P/E10.8×-1.3×

P/S2.4×0.0×

Profitability

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Operating margin-1.6%-0.4pp

Net margin22.2%+2.6pp

FCF margin28.4%-0.5pp

Returns & leverage

See full

Return on equity14.1%+0.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:OccupancyAndEquipmentExpense.

The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 3:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001419536-26-000112

For the Three Months Ended June 30, 2026 / (in thousands)	For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3)	For the Three Months Ended June 30, 2026 / Open Sky™	Windsor Advantage™	CBHL	Consolidated
Total noninterest income	1,548	4,425	6,559	1,829	14,361
Noninterest expenses
Salaries and employee benefits	12,048	3,792	2,625	1,602	20,067
Occupancy and equipment	2,315	1,047	391	189	3,942
Professional fees	2,233	1,228	271	393	4,125
Data processing	452	6,983	67	49	7,551
Advertising	765	598	297	156	1,816
Loan processing	927	271	9	268	1,475

Item 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Capital Bancorp's opensky™ — occupancy and equipment?: Capital Bancorp (CBNK) reported opensky™ — occupancy and equipment of $1.05M in Q2 2026.
How has Capital Bancorp's opensky™ — occupancy and equipment changed year-over-year?: Capital Bancorp's opensky™ — occupancy and equipment increased by 82.7% year-over-year, from $573K to $1.05M.
What does opensky™ — occupancy and equipment mean?: Represents the costs associated with maintaining physical office space and necessary hardware infrastructure for the OpenSky business unit. Monitoring this expense helps assess the fixed cost burden and operational footprint required to support the segment's service delivery.