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Capital Bancorp CBNK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$58.54M+38.2%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$36.53M+3.7%
QCR Holdings logo
QCR HoldingsQCRH
$64.98M+16.6%
Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%
Southern First Bancshares logo
Southern First BancsharesSFST
$28.96M+28.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Segments

By segment

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Commercial Bank$33.71M+8.5%
OpenSky™$12.39M-2.0%
CBHL$77K-12.5%
Windsor Advantage™$0

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's net interest income (after provisions)?
Capital Bancorp (CBNK) reported net interest income (after provisions) of $46.18M in Q1 2026.
How has Capital Bancorp's net interest income (after provisions) changed year-over-year?
Capital Bancorp's net interest income (after provisions) increased by 5.4% year-over-year, from $43.8M to $46.18M.
What is the long-term trend for Capital Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Capital Bancorp's net interest income (after provisions) has grown at a 12.4% compound annual growth rate (CAGR), from $113.34M to $180.84M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, providing a clearer picture of the income generated after accounting for expected loan defaults. It represents the core earnings power of the bank's lending activities after risk-adjusting for potential asset quality deterioration. It is a key indicator of sustainable profitability in the lending business.