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Customers Bancorp CUBI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

CTB
Community Trust BancorpCTBI
$58.12M+11.9%
Origin Bancorp logo
Origin BancorpOBK
$92.14M+16.2%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
Ameris Bancorp logo
Ameris BancorpABCB
$235.23M+2.7%
Eagle Bancorp logo
Eagle BancorpEGBN
$40.89M+157%
Western New England Bancorp logo
Western New England BancorpWNEB
$17.76M-2.7%

Segments

By segment

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Reportable Segment$170.3M+9.2%

Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense151,291151,298296,252298,761
Net interest income193,366176,703384,717344,149
Provision for credit losses23,06720,78146,43949,078
Net interest income after provision for credit losses170,299155,922338,278295,071
Non-interest income:
Commercial lease income15,39211,05630,81021,724
Loan fees8,6739,10619,17916,341
Bank-owned life insurance2,2132,2495,2976,909

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's net interest income (after provisions)?
Customers Bancorp (CUBI) reported net interest income (after provisions) of $170.3M in Q2 2026.
How has Customers Bancorp's net interest income (after provisions) changed year-over-year?
Customers Bancorp's net interest income (after provisions) increased by 9.2% year-over-year, from $155.92M to $170.3M.
What is the long-term trend for Customers Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Customers Bancorp's net interest income (after provisions) has grown at a -0.2% compound annual growth rate (CAGR), from $657.65M to $652.53M.
What does net interest income (after provisions) mean?
This metric calculates the core profitability of the bank's lending activities after accounting for both the interest earned on assets and the estimated credit losses on those assets. It serves as a primary indicator of the bank's ability to generate sustainable income while managing credit risk. A higher value indicates strong net interest margins and effective credit risk management.

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