Skip to content
Screener

Ameris Bancorp ABCB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Colony Bankcorp logo
Colony BankcorpCBAN
$27.97M+27.5%
Regions Financial logo
Regions FinancialRF
$1.21B+6.7%
Amerant Bancorp logo
Amerant BancorpAMTB
$72.48M+7.4%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$313.38M+45.3%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$182.19M+22.7%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for unfunded commitments1,360(335)225,038
Provision for other credit losses(1)(3)(7)(3)
Provision for credit losses17,2532,77233,80424,664
Net interest income after provision for credit losses235,231229,041463,116428,988
Noninterest income
Service charges on deposit accounts14,04413,49327,72326,626
Mortgage banking activity32,52639,22169,53474,475
Other service charges, commissions and fees1,0651,1582,0922,267

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's net interest income (after provisions)?
Ameris Bancorp (ABCB) reported net interest income (after provisions) of $235.23M in Q2 2026.
How has Ameris Bancorp's net interest income (after provisions) changed year-over-year?
Ameris Bancorp's net interest income (after provisions) increased by 2.7% year-over-year, from $229.04M to $235.23M.
What is the long-term trend for Ameris Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Ameris Bancorp's net interest income (after provisions) has grown at a 5.8% compound annual growth rate (CAGR), from $690.69M to $866.68M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, representing the core revenue generated after accounting for expected credit risks. This metric provides a clearer view of the bank's sustainable earnings power by incorporating the cost of credit. It is essential for evaluating the quality of the bank's interest-earning activities.

Ask your AI about Ameris Bancorp's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude