What is Capital Bancorp's gross charge-offs?

Capital Bancorp (CBNK) reported gross charge-offs of $3.69M in Q1 2026.

How has Capital Bancorp's gross charge-offs changed year-over-year?

Capital Bancorp's gross charge-offs increased by 51.0% year-over-year, from $2.45M to $3.69M.

What is the long-term trend for Capital Bancorp's gross charge-offs?

Over 2 years (2023 to 2025), Capital Bancorp's gross charge-offs has grown at a 28.9% compound annual growth rate (CAGR), from $8.8M to $14.61M.

Capital Bancorp CBNK Gross charge-offs

Gross charge-offs at other companies

PNC Financial ServicesPNC

$309M-1.0%

JPMorgan ChaseJPM

——

Customers BancorpCUBI

——

Carter Bankshares, Inc.CARE

——

Huntington BancsharesHBAN

——

Enterprise Financial ServicesEFSC

——

Other financials

Income statement

See full

Revenue$62.8M+7.1%

Operating income-$923.0K+8.4%

Net income$12.0M-13.7%

EPS (diluted)$0.73-11.0%

Balance sheet

See full

Cash & equivalents$399.3M+35.8%

Total debt$7.6M+38.0%

Total equity$408.9M+10.6%

Total assets$3.8B+13.7%

Cash flow

See full

Operating cash flow$21.8M-3.6%

CapEx$643.0K+231%

Free cash flow$21.1M-5.6%

Valuation

See full

Market cap$563.89M+8.2%

Enterprise value$172.15M-26.0%

P/E10.2×-3.4×

P/S2.3×-0.3×

Profitability

See full

Operating margin-1.6%-0.4pp

Net margin22.2%+3.3pp

FCF margin28.4%-0.5pp

Returns & leverage

See full

Return on equity14.2%+2.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Capital Bancorp's gross charge-offs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Capital Bancorp's gross charge-offs?: Capital Bancorp (CBNK) reported gross charge-offs of $3.69M in Q1 2026.
How has Capital Bancorp's gross charge-offs changed year-over-year?: Capital Bancorp's gross charge-offs increased by 51.0% year-over-year, from $2.45M to $3.69M.
What is the long-term trend for Capital Bancorp's gross charge-offs?: Over 2 years (2023 to 2025), Capital Bancorp's gross charge-offs has grown at a 28.9% compound annual growth rate (CAGR), from $8.8M to $14.61M.