Other
Gross charge-offs
PNC Financial Services Gross charge-offs increased by 20.7% to $309M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.0%, from $312M to $309M. Over 3 years (FY 2021 to FY 2025), Gross charge-offs shows relatively stable performance with a 2.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026May 5, 2026
How to read this metric
An increase signals deteriorating credit quality and higher potential for future losses.
Detailed definition
The total amount of loans or financing receivables written off during the period, representing the gross reduction in th...
Peer comparison
Standard credit quality metric disclosed by all lending institutions.
Metric ID:
other_financing_receivable_excluding_accrued_interest_al_27144dHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $275.25M | $275.25M | $275.25M | $222M | $317M | $282M | $293M | $233M | $284M | $330M | $375M | $376M | $354M | $312M | $324M | $284M | $256M | $309M |
| QoQ Change | — | +0.0% | +0.0% | -19.3% | +42.8% | -11.0% | +3.9% | -20.5% | +21.9% | +16.2% | +13.6% | +0.3% | -5.9% | -11.9% | +3.8% | -12.3% | -9.9% | +20.7% |
| YoY Change | — | — | — | -19.3% | +15.2% | — | — | +5.0% | -10.4% | +17.0% | +28.0% | +61.4% | +24.6% | -5.5% | -13.6% | -24.5% | -27.7% | -1.0% |
Range$222M – $376M
CAGR+2.8%
Avg YoY Growth+3.8%
Median YoY Growth-1.0%
Gross charge-offs at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's gross charge-offs?
- PNC Financial Services (PNC) reported gross charge-offs of $309M in Q1 2026.
- How has PNC Financial Services's gross charge-offs changed year-over-year?
- PNC Financial Services's gross charge-offs decreased by 1.0% year-over-year, from $312M to $309M.
- What is the long-term trend for PNC Financial Services's gross charge-offs?
- Over 3 years (2021 to 2025), PNC Financial Services's gross charge-offs has grown at a 2.2% compound annual growth rate (CAGR), from $1.1B to $1.18B.
- What does gross charge-offs mean?
- The total value of loans deemed uncollectible and removed from the balance sheet.