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Stock Yards Bancorp SYBT Gross charge-offs

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Other financials

Income statement

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Revenue$114.6M+17.1%
Net income$40.1M+17.7%
EPS (diluted)$1.31+13.9%

Balance sheet

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Cash & equivalents$89.3M-8.6%
Total debt$32.2M+0.5%
Total equity$1.2B+23.9%
Total assets$10.4B+12.6%

Cash flow

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Operating cash flow$12.2M-38.1%
CapEx$2.7M+41.1%
Free cash flow$9.5M-46.7%

Valuation

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Market cap$2.61B+19.9%
P/E17.4×+0.5×
P/S6.2×+0.4×

Profitability

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Net margin35.3%+1.0pp
FCF margin35.8%-1.5pp

Returns & leverage

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Return on equity13.3%-0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Stock Yards Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The source filing: Stock Yards Bancorp’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 12:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-014783
(in thousands) / Three Months Ended March 31, 2026Beginning / BalanceProvision for Credit Losses / on LoansCharge-offsRecoveriesEnding / Balance
Residential real estate - non-owner occupied4,287(109)--4,178
Total residential real estate19,201(212)(103)318,889
Construction and land development12,316(244)--12,072
Home equity lines of credit1,43925--1,464
Consumer2,92424(254)2502,944
Leases524(160)--364
Credit cards140147(54)29262
Total$91,867$1,625$(411)$515$93,596

Item 1. Financial Statements

FAQ

What is Stock Yards Bancorp's gross charge-offs?
Stock Yards Bancorp (SYBT) reported gross charge-offs of $411K in Q1 2026.
How has Stock Yards Bancorp's gross charge-offs changed year-over-year?
Stock Yards Bancorp's gross charge-offs decreased by 33.1% year-over-year, from $614K to $411K.

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