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Gross charge-offs at other companies

Customers Bancorp logo
Customers BancorpCUBI
$17.33M+1.0%
Shore Bancshares logo
Shore BancsharesSHBI
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
Midland States Bancorp logo
Midland States BancorpMSBI

Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
Line itemCommercialand IndustrialCommercial Real EstateCommercial ConstructionBusiness BankingResidential Real EstateConsumer Home EquityOther ConsumerTotal
Allowance for loan losses:
Beginning balance$59,508$178,826$11,123$22,159$42,641$9,627$4,008$327,892
Initial reserve on purchased seasoned loans487487
Charge-offs(816)(9,202)(2,040)(68)(3)(802)(12,931)
Recoveries7949461,2134011573,151
Provision (release)3,2361,7691,1281,839(2,028)6951166,755
Ending balance$63,209$172,339$12,251$23,171$40,585$10,320$3,479$325,354

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s gross charge-offs?
Eastern Bankshares, Inc. (EBC) reported gross charge-offs of $12.93M in Q2 2026.
How has Eastern Bankshares, Inc.'s gross charge-offs changed year-over-year?
Eastern Bankshares, Inc.'s gross charge-offs increased by 280.3% year-over-year, from $3.4M to $12.93M.
What does gross charge-offs mean?
Gross charge-offs

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