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Shore Bancshares SHBI Gross charge-offs

Gross charge-offs at other companies

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PNC Financial ServicesPNC
$324M0.0%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$161K-44.1%
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Customers BancorpCUBI
$17.33M+1.0%
Western New England Bancorp logo
Western New England BancorpWNEB
$1.86M+2,140%
M&T Bank logo
M&T BankMTB
Stock Yards Bancorp logo
Stock Yards BancorpSYBT

Other financials

Income statement

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Revenue$61.7M+9.2%
Net income$18.9M+21.7%
EPS (diluted)$0.56+21.7%

Balance sheet

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Cash & equivalents$257.7M+39.3%
Total debt$10.2M-11.6%
Total equity$616.1M+9.0%
Total assets$6.2B+1.9%

Cash flow

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Operating cash flow$31.6M+59.6%
CapEx$1.1M+6.2%
Free cash flow$30.5M+62.5%

Valuation

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Market cap$804.61M+57.2%
Enterprise value$557.13M+64.6%
P/E12.2×+2.6×
P/S3.4×+1.0×

Profitability

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Net margin27.9%+2.7pp
FCF margin28.9%

Returns & leverage

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Return on equity11.2%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Shore Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The source filing: Shore Bancshares’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:03 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001035092-26-000030
($ in thousands) / Three Months Ended March 31, 2026Beginning BalanceCharge-offsRecoveriesProvisionsEnding Balance
Commercial real estate$21,387$285$21,672
Residential real estate22,510(142)2360222,993
Construction5,968(1,162)4,806
Commercial3,005(203)276683,497
Consumer5,767(831)3561235,415
Credit cards199(80)3(24)98
Total$58,836$(1,256)$409$492$58,481

Item 1. FINANCIAL STATEMENTS

FAQ

What is Shore Bancshares's gross charge-offs?
Shore Bancshares (SHBI) reported gross charge-offs of $1.26M in Q1 2026.
How has Shore Bancshares's gross charge-offs changed year-over-year?
Shore Bancshares's gross charge-offs increased by 73.0% year-over-year, from $726K to $1.26M.

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