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Commerce Bancshares CBSH Trust fees — Contract with Customer, Receivable

Other product segments

Bank card transaction fees
$14.33M-1.4%
Deposit account charges and other fees
$7.67M+1.6%

Similar metrics at other companies

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NTRSTrust Fees Receivable, net — Total Client Receivables
$1.01B+4.0%
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MTBTrust income — Revenue
$183M+3.4%
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VLYWealth management and trust fees — Revenue from contracts with customer
$16.01M+6.5%
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KEYTrust and investment services income — Total revenue from contracts with customers
$148M+12.1%
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SSBFiduciary And Trust — Revenue
$14.47M-3.1%
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OWLTotal Management and Other Fees, Net — Contract with Customer, Liability
$4.35M-37.2%

Other financials

Income statement

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Revenue$475.7M+11.1%
Net income$141.6M+7.6%
EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.3B+23.7%
Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%
CapEx$6.4M-49.4%
Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%
P/E13.8×-3.0×
P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp
FCF margin63.2%

Returns & leverage

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Return on equity14.8%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ContractWithCustomerReceivableAfterAllowanceForCreditLoss.

The official record: Commerce Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's trust fees — contract with customer, receivable?
Commerce Bancshares (CBSH) reported trust fees — contract with customer, receivable of $2.3M in Q1 2026.
How has Commerce Bancshares's trust fees — contract with customer, receivable changed year-over-year?
Commerce Bancshares's trust fees — contract with customer, receivable increased by 28.5% year-over-year, from $1.79M to $2.3M.
What is the long-term trend for Commerce Bancshares's trust fees — contract with customer, receivable?
Over 4 years (2021 to 2025), Commerce Bancshares's trust fees — contract with customer, receivable has grown at a -1.1% compound annual growth rate (CAGR), from $8.7M to $8.32M.
What does trust fees — contract with customer, receivable mean?
This metric represents the outstanding balance of fees earned from trust and asset management services that have been recognized as revenue but not yet collected from customers. It reflects the timing difference between the delivery of fiduciary services and the actual cash settlement of those service contracts. Monitoring this balance provides insight into the credit quality of the client base and the efficiency of the firm's billing and collection cycles for its wealth management division.