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Commerce Bancshares CBSH Occupancy and equipment

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Other financials

Income statement

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Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.58B+6.8%
P/E14.7×+0.3×
P/S4.6×-0.1×

Profitability

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Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

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Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000022356-26-000190
(In thousands, except per share data)For the Three Months Ended June 30 / 2026For the Three Months Ended June 30 / 2025For the Six Months Ended June 30 / 2026For the Six Months Ended June 30 / 2025
Salaries and employee benefits179,954155,025360,741308,103
Data processing and software38,24132,90476,56965,142
Professional and other services16,50612,97335,29822,999
Net occupancy14,63813,65429,94627,674
Marketing6,4135,97413,37011,817
Equipment5,8705,15711,54110,405
Supplies and communication5,4844,96210,72210,008
Deposit insurance3,8413,3127,7557,056

Item 1. FINANCIAL STATEMENTS

FAQ

What is Commerce Bancshares's occupancy and equipment?
Commerce Bancshares (CBSH) reported occupancy and equipment of $14.64M in Q2 2026.
How has Commerce Bancshares's occupancy and equipment changed year-over-year?
Commerce Bancshares's occupancy and equipment increased by 7.2% year-over-year, from $13.65M to $14.64M.
What is the long-term trend for Commerce Bancshares's occupancy and equipment?
Over 4 years (2021 to 2025), Commerce Bancshares's occupancy and equipment has grown at a 3.0% compound annual growth rate (CAGR), from $48.19M to $54.32M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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