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Commerce Bancshares CBSH FDIC assessments

FDIC assessments at other companies

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$1.17M+151%
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$1.1M+2.9%
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International BancsharesIBOC
$1.84M+4.2%

Other financials

Income statement

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Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.5B+5.4%
P/E14.6×+0.1×
P/S4.6×-0.1×

Profitability

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Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

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Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000022356-26-000190
(In thousands, except per share data)For the Three Months Ended June 30 / 2026For the Three Months Ended June 30 / 2025For the Six Months Ended June 30 / 2026For the Six Months Ended June 30 / 2025
Marketing6,4135,97413,37011,817
Equipment5,8705,15711,54110,405
Supplies and communication5,4844,96210,72210,008
Deposit insurance3,8413,3127,7557,056
Other26,12110,47642,25219,609
Total non-interest expense297,068244,437588,194482,813
Income before income taxes205,944196,163391,196363,760
Less income taxes45,77542,40086,65679,364

Item 1. FINANCIAL STATEMENTS

FAQ

What is Commerce Bancshares's FDIC assessments?
Commerce Bancshares (CBSH) reported FDIC assessments of $3.84M in Q2 2026.
How has Commerce Bancshares's FDIC assessments changed year-over-year?
Commerce Bancshares's FDIC assessments increased by 16.0% year-over-year, from $3.31M to $3.84M.
What is the long-term trend for Commerce Bancshares's FDIC assessments?
Over 4 years (2021 to 2025), Commerce Bancshares's FDIC assessments has grown at a 2.7% compound annual growth rate (CAGR), from $9.09M to $10.13M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid by a banking institution to the Federal Deposit Insurance Corporation. These assessments are calculated based on the bank's total deposit base and risk profile to ensure the stability of the national banking system.

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