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CNB Financial CCNE Business Segments — Interest and fees on loans receivable

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Manhattan Bridge Capital logo
LOANInterest And Other Fees Receivable On Loans
$1.64M-12.8%
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FULTReportable Segment — Loans, including fees
$349M+0.1%
Provident Financial Services logo
PFSReportable Segment — Interest income on loans
$288.09M+2.1%
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FBKInterest and fees on loans
$201.26M+31.4%
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HWBKInterest and fees on loans
$21.85M+1.4%
Hawthorn Bancshares logo
HWBKInterest and fees on loans
$21.85M+1.4%

Other financials

Income statement

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Revenue$87.6M+43.2%
Net income$28.3M+103%
EPS (diluted)$0.91+49.2%

Balance sheet

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Cash & equivalents$458.4M+7.8%
Total debt$259.7M+82.1%
Total equity$909.4M+42.7%
Total assets$8.4B+33.5%

Cash flow

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Operating cash flow$36.9M+82.4%
CapEx$922.0K-61.0%
Free cash flow$36.0M+101%

Valuation

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Market cap$1.04B+53.9%
Enterprise value$842.13M+115%
P/E10.8×-1.6×
P/S3.1×+0.2×

Profitability

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Net margin28.7%+5.6pp
FCF margin25.6%-3.6pp

Returns & leverage

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Return on equity12.4%+3.5pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: CNB Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000736772-26-000075
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
INTEREST AND DIVIDEND INCOME:
Loans including fees
Interest and fees on loans$102,336$75,408$203,663$147,787
Investment securities13,32010,36324,03120,363
Total interest and dividend income115,65685,771227,694168,150
Interest Expense:
Deposits36,45432,27672,42164,910
Borrowed funds and finance lease liabilities2,8581,2985,6062,612

Item 1. Financial Statements

FAQ

What is CNB Financial's business segments — interest and fees on loans receivable?
CNB Financial (CCNE) reported business segments — interest and fees on loans receivable of $102.34M in Q2 2026.
How has CNB Financial's business segments — interest and fees on loans receivable changed year-over-year?
CNB Financial's business segments — interest and fees on loans receivable increased by 35.7% year-over-year, from $75.41M to $102.34M.
What is the long-term trend for CNB Financial's business segments — interest and fees on loans receivable?
Over 3 years (2022 to 2025), CNB Financial's business segments — interest and fees on loans receivable has grown at a 21.8% compound annual growth rate (CAGR), from $194.15M to $350.94M.
What does business segments — interest and fees on loans receivable mean?
This represents the total interest income and associated fees generated from the bank's loan portfolio within a specific business segment. It serves as a primary indicator of the segment's lending activity and the yield earned on its core credit assets.

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