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Capitol Federal Financial CFFN Deposit And Loan Transaction Costs

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Other financials

Income statement

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Revenue$60.2M+18.5%
Net income$23.6M+28.2%
EPS (diluted)$0.19+35.7%

Balance sheet

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Cash & equivalents$136.1M-22.2%
Total debt$1.6B-21.0%
Total equity$1.0B-2.4%
Total assets$9.7B-0.3%

Cash flow

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Operating cash flow$17.4M+40.5%
CapEx$1.8M+6.8%
Free cash flow$15.7M+45.7%

Valuation

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Market cap$1.12B+48.7%
Enterprise value$2.62B-1.1%
P/E13.5×+1.2×
P/S4.9×+1.0×

Profitability

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Net margin36.1%+4.2pp
FCF margin31.2%

Returns & leverage

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Return on equity8%+2.1pp
Debt / equity1.6×-0.4×

Where this comes from

Reported directly by Capitol Federal Financial in its filing.

Tagged under the XBRL concept cffn:DepositAndLoanTransactionCosts.

The source filing: Capitol Federal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:50 AM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0001490906-26-000025
CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts)CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Three Months Ended / June 30, 2026CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Nine Months Ended / June 30, 2025CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Nine Months Ended / June 30, 20262025
Professional and other services1,5011,2614,8693,843
Federal insurance premium1,1031,0723,3243,205
Advertising and promotional1,3651,4533,0663,035
Deposit and loan transaction costs6317152,1152,185
Office supplies and related expense4423701,4341,206
Other non-interest expense1,2839833,4183,589
Total non-interest expense31,34229,56492,09286,252
INCOME BEFORE INCOME TAX EXPENSE29,24221,63379,53559,984

Item 1. Financial Statements (Unaudited)

FAQ

What is Capitol Federal Financial's deposit and loan transaction costs?
Capitol Federal Financial (CFFN) reported deposit and loan transaction costs of $631K in Q2 2026.
How has Capitol Federal Financial's deposit and loan transaction costs changed year-over-year?
Capitol Federal Financial's deposit and loan transaction costs decreased by 11.7% year-over-year, from $715K to $631K.
What is the long-term trend for Capitol Federal Financial's deposit and loan transaction costs?
Over 4 years (2021 to 2025), Capitol Federal Financial's deposit and loan transaction costs has grown at a 0.7% compound annual growth rate (CAGR), from $2.76M to $2.84M.
What does deposit and loan transaction costs mean?
Deposit And Loan Transaction Costs as reported by Capitol Federal Financial, Inc..

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