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Cullen/Frost Bankers CFR Q1 2025 earnings

Reported May 1, 2025 · Before market open

Revenue$540.2MBeat by $1.9M
EPS$2.30Beat by $0.14
Revenue estimate$538.3M
EPS estimate$2.16

Next report

Jul 30, 2026 (Today)
Revenue estimate$589.7M
EPS estimate$2.55
View report

Financials

Q1 2025

Income statement

See full
Revenue$540.2M+7.7%
Net income$150.9M+11.2%
EPS (diluted)$2.30+11.7%

Balance sheet

See full
Cash & equivalents$7.9B-7.2%
Total equity$4.1B+13.1%
Total assets$52.0B+5.0%

Cash flow

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Operating cash flow-$296.1M-161%
CapEx$41.0M+7.3%
Free cash flow-$337.1M-175%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$8.04B+11.3%
P/E13.5×+0.5×
P/S3.8×+0.2×

Profitability

See full
Net margin28.4%+0.4pp
FCF margin3.5%—

Returns & leverage

See full
Return on equity15.4%-0.2pp

Segments

By segment

See full
Bank$491.4M+7.2%
Frost Wealth Advisors$52.5M+11.6%
Non-Banks-$3.7M+4.9%

Versus estimates

Revenue

Q1 2026$597.1MBeat by $9.8MQ4 2025$603.4MBeat by $25.1MQ3 2025$567.1MBeat by $3.4MQ2 2025$546.9MMiss by $20.9M
Q1 2025$540.2MBeat by $1.9M
Q4 2024$536.3MMiss by $4.7M

Diluted EPS

Q1 2026$2.65Beat by $0.16Q4 2025$2.57Beat by $0.10Q3 2025$2.67Beat by $0.29Q2 2025$2.39Beat by $0.11
Q1 2025$2.30Beat by $0.14
Q4 2024$2.36Beat by $0.19

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Questions, answered.

When did Cullen/Frost Bankers report Q1 2025 earnings?
Cullen/Frost Bankers (CFR) reported Q1 2025 earnings on May 1, 2025 before market open.
What were Cullen/Frost Bankers's Q1 2025 revenue and EPS?
Cullen/Frost Bankers reported revenue of $540.2M and eps of $2.30 for Q1 2025.
Did Cullen/Frost Bankers beat estimates in Q1 2025?
Revenue beat the consensus estimate of $538.3M by $1.9M. EPS beat the consensus estimate of $2.16 by $0.14.
How did Cullen/Frost Bankers's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.7% from $501.4M a year earlier and eps grew 11.7% from $2.06.
Where can I find Cullen/Frost Bankers's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000039263-25-000058) directly on SEC EDGAR. The filing index links above go to sec.gov.