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Cullen/Frost Bankers CFR Q1 2026 earnings

Reported April 30, 2026 · Before market open

Revenue$597.1MBeat by $9.8M
EPS$2.65Beat by $0.16
Revenue estimate$587.3M
EPS estimate$2.49

Next report

Jul 30, 2026 (Today)
Revenue estimate$589.7M
EPS estimate$2.55

Financials

Q1 2026

Income statement

See full
Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

See full
Cash & equivalents$7.1B-9.0%
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

See full
Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation & ratios

Valuation

as of 07/29/26
See full
Market cap$10.49B+20.8%
P/E15.7×+1.4×
P/S4.6×+0.6×

Profitability

See full
Net margin29.5%+1.0pp

Returns & leverage

See full
Return on equity15.5%0.0pp

Segments

By segment

See full
Bank$520.9M+6.0%
Frost Wealth Advisors$57.0M+8.5%
Non-Banks-$3.0M+17.2%

Versus estimates

Revenue

Q1 2026$597.1MBeat by $9.8M
Q4 2025$603.4MBeat by $25.1MQ3 2025$567.1MBeat by $3.4MQ2 2025$546.9MMiss by $20.9MQ1 2025$540.2MBeat by $1.9MQ4 2024$536.3MMiss by $4.7M

Diluted EPS

Q1 2026$2.65Beat by $0.16
Q4 2025$2.57Beat by $0.10Q3 2025$2.67Beat by $0.29Q2 2025$2.39Beat by $0.11Q1 2025$2.30Beat by $0.14Q4 2024$2.36Beat by $0.19

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Questions, answered.

When did Cullen/Frost Bankers report Q1 2026 earnings?
Cullen/Frost Bankers (CFR) reported Q1 2026 earnings on April 30, 2026 before market open.
What were Cullen/Frost Bankers's Q1 2026 revenue and EPS?
Cullen/Frost Bankers reported revenue of $597.1M and eps of $2.65 for Q1 2026.
Did Cullen/Frost Bankers beat estimates in Q1 2026?
Revenue beat the consensus estimate of $587.3M by $9.8M. EPS beat the consensus estimate of $2.49 by $0.16.
How did Cullen/Frost Bankers's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.5% from $540.2M a year earlier and eps grew 15.2% from $2.30.
Where can I find Cullen/Frost Bankers's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000039263-26-000031) and the 10-Q periodic report (0000039263-26-000035) directly on SEC EDGAR. The filing index links above go to sec.gov.