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Cullen/Frost Bankers CFR Q2 2026 earnings

Reported July 30, 2026 · Before market open

Revenue$598.3MBeat by $8.6M
EPS$2.70Beat by $0.15
Revenue estimate$589.7M
EPS estimate$2.55
“The second quarter was a period of sustained, solid and balanced growth for our company, During the quarter, we saw acceleration in the growth of non-interest-bearing deposits, interest-bearing deposits, and loans. Our second quarter earnings per share increased by 13% compared to the same period last year. We opened four new financial centers across the Dallas, Fort Worth, Austin and San Antonio regions. Just last week, we opened a new location in Richardson in north Dallas County, bringing us to a total of seven new locations opened so far this year.
Management

Next report

Jan 28, 2027 (in 3 months)
Revenue estimate$631.4M
EPS estimate$2.85

Financials

Q2 2026

Income statement

See full
Revenue$576.0M+5.3%
Net income$172.1M+9.6%
EPS (diluted)$2.70+13.0%

Balance sheet

See full
Cash & equivalents$6.5B-9.1%
Total equity$4.6B+10.1%
Total assets$53.9B+4.8%

Cash flow

See full
Operating cash flow$52.9M-62.4%
CapEx$60.1M+129%

Valuation & ratios

Valuation

as of 06/30/26
See full
Market cap$9.7B+19.3%
P/E14.2×+0.8×
P/S4.2×+0.4×

Profitability

See full
Net margin29.7%+1.3pp

Returns & leverage

See full
Return on equity15.5%0.0pp

Segments

By segment

See full
Bank$522.3M+5.2%
Frost Wealth Advisors$56.6M+5.4%
Non-Banks-$2.9M+10.7%

FAQ

When did Cullen/Frost Bankers report Q2 2026 earnings?
Cullen/Frost Bankers (CFR) reported Q2 2026 earnings on July 30, 2026 before market open.
What were Cullen/Frost Bankers's Q2 2026 revenue and EPS?
Cullen/Frost Bankers reported revenue of $598.3M and eps of $2.70 for Q2 2026.
Did Cullen/Frost Bankers beat estimates in Q2 2026?
Revenue beat the consensus estimate of $589.7M by $8.6M. EPS beat the consensus estimate of $2.55 by $0.15.
How did Cullen/Frost Bankers's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.4% from $546.9M a year earlier and eps grew 13.0% from $2.39.
Where can I find Cullen/Frost Bankers's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000039263-26-000045) and the 10-Q periodic report (0000039263-26-000046) directly on SEC EDGAR. The filing index links above go to sec.gov.