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Cullen/Frost Bankers CFR Q3 2026 earnings

Reported October 29, 2026 · Before market open

Revenue$603.8MMiss by $6.4M
EPS$2.84Beat by $0.04
Revenue estimate$610.2M
EPS estimate$2.80
“During the third quarter, Frost Bankers continued their outstanding execution of our organic growth strategy, and as a result, we saw another quarter of accelerating growth in average loan and deposit volumes,”
Management

Next report

Jan 28, 2027 (in 3 months)
Revenue estimate$631.4M
EPS estimate$2.85

Financials

Q3 2026

Income statement

See full
Revenue$603.8M+6.4%
Net income$180.2M+3.3%
EPS (diluted)$2.84+6.4%

Balance sheet

See full
Cash & equivalents$7.1B-10.6%
Total equity$4.0B-10.9%
Total assets$54.5B+3.8%

Cash flow

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Operating cash flow$292.6M+17.7%
CapEx$44.0M+19.2%
Free cash flow$248.7M—

Valuation & ratios

Valuation

as of 10/30/26
See full
Market cap$9.81B+23.5%
P/E14.2×+1.8×
P/S4.2×+0.6×

Profitability

See full
Net margin29.5%+0.4pp

Returns & leverage

See full
Return on equity16.3%+1.5pp

Segments

By segment

See full
Bank$548.2M+6.4%
Frost Wealth Advisors$58.5M+6.3%
Non-Banks-$2.9M+10.3%

FAQ

When did Cullen/Frost Bankers report Q3 2026 earnings?
Cullen/Frost Bankers (CFR) reported Q3 2026 earnings on October 29, 2026 before market open.
What were Cullen/Frost Bankers's Q3 2026 revenue and EPS?
Cullen/Frost Bankers reported revenue of $603.8M and eps of $2.84 for Q3 2026.
Did Cullen/Frost Bankers beat estimates in Q3 2026?
Revenue missed the consensus estimate of $610.2M by $6.4M. EPS beat the consensus estimate of $2.80 by $0.04.
How did Cullen/Frost Bankers's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.5% from $567.1M a year earlier and eps grew 6.4% from $2.67.
Where can I find Cullen/Frost Bankers's Q3 2026 SEC filings?
You can read the 8-K earnings release (0000039263-26-000053) and the 10-Q periodic report (0000039263-26-000056) directly on SEC EDGAR. The filing index links above go to sec.gov.