Skip to content

Chemung Financial CHMG Return on equity

Return on equity at other companies

GLW
CorningGLW
16.1%+11.9pp
M&T Bank logo
M&T BankMTB
10.3%+0.9pp
KeyCorp logo
KeyCorpKEY
10%+9.8pp
Regeneron Pharmaceuticals logo
Regeneron PharmaceuticalsREGN
14.5%-1.4pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
12.1%+2.4pp
Midland States Bancorp logo
Midland States BancorpMSBI
6.2%

Other financials

Income statement

See full
Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

See full
Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

See full
Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

See full
Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

See full
Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

See full
Debt / equity0.8×+0.4×

Where this comes from

Calculated from Chemung Financial’s reported figures.

Based on trailing twelve months.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Chemung Financial's return on equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Chemung Financial's return on equity?
Chemung Financial (CHMG) reported return on equity of 7.4% in Q1 2026.
How has Chemung Financial's return on equity changed year-over-year?
Chemung Financial's return on equity decreased by 30.1% year-over-year, from 10.6% to 7.4%.
What is the long-term trend for Chemung Financial's return on equity?
Over 5 years (2020 to 2025), Chemung Financial's return on equity has grown at a -8.6% compound annual growth rate (CAGR), from 10.1% to 6.4%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.