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Chemung Financial CHMG Return on equity

Return on equity at other companies

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16.1%+8.2pp
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6.2%

Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Debt / equity0.9×+0.2×

Where this comes from

Calculated from Chemung Financial’s reported figures.

Based on trailing twelve months.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168

FAQ

What is Chemung Financial's return on equity?
Chemung Financial (CHMG) reported return on equity of 13.3% in Q2 2026.
How has Chemung Financial's return on equity changed year-over-year?
Chemung Financial's return on equity increased by 158.4% year-over-year, from 5.1% to 13.3%.
What is the long-term trend for Chemung Financial's return on equity?
Over 5 years (2020 to 2025), Chemung Financial's return on equity has grown at a -8.6% compound annual growth rate (CAGR), from 10.1% to 6.4%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.

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