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Chemung Financial CHMG Free cash flow margin

Free cash flow margin at other companies

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28.4%
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Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Calculated from Chemung Financial’s reported figures.

Based on trailing twelve months.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's free cash flow margin?
Chemung Financial (CHMG) reported free cash flow margin of 46.2% in Q1 2026.
How has Chemung Financial's free cash flow margin changed year-over-year?
Chemung Financial's free cash flow margin increased by 82.0% year-over-year, from 25.4% to 46.2%.
What is the long-term trend for Chemung Financial's free cash flow margin?
Over 5 years (2020 to 2025), Chemung Financial's free cash flow margin has grown at a 6.9% compound annual growth rate (CAGR), from 33.1% to 46.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.