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Total debt at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$198.74M-34.2%
Midland States Bancorp logo
Midland States BancorpMSBI
$162.41M+220%
GLW
CorningGLW
M&T Bank logo
M&T BankMTB
KeyCorp logo
KeyCorpKEY
Regeneron Pharmaceuticals logo
Regeneron PharmaceuticalsREGN

Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Calculated from Chemung Financial’s reported figures.

Plus components not separately reported this period.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's total debt?
Chemung Financial (CHMG) reported total debt of $204.51M in Q1 2026.
How has Chemung Financial's total debt changed year-over-year?
Chemung Financial's total debt increased by 117.1% year-over-year, from $94.22M to $204.51M.
What is the long-term trend for Chemung Financial's total debt?
Over 5 years (2020 to 2025), Chemung Financial's total debt has grown at a 82.8% compound annual growth rate (CAGR), from $11.11M to $226.63M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.