What is Chemung Financial's short-term borrowings?

Chemung Financial (CHMG) reported short-term borrowings of $75.71M in Q1 2026.

How has Chemung Financial's short-term borrowings changed year-over-year?

Chemung Financial's short-term borrowings decreased by 10.9% year-over-year, from $85M to $75.71M.

What does short-term borrowings mean?

Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

Chemung Financial CHMG Short-Term Borrowings

Short-Term Borrowings at other companies

M&T BankMTB

$7.8B+420%

Midland States BancorpMSBI

$153.43M+281%

Greene County BancorpGCBC

$73.2M+74.3%

CNB FinancialCCNE

$164M—

Financial InstitutionsFISI

$114M+107%

First BancorpFNLC

$100.3M-13.1%

Other financials

Income statement

See full

Revenue$29.9M+16.3%

Net income$9.2M+52.7%

EPS (diluted)$1.91+51.6%

Balance sheet

See full

Cash & equivalents$53.4M-0.1%

Total debt$204.5M+117%

Total equity$262.9M+15.2%

Total assets$2.7B-1.7%

Cash flow

See full

Operating cash flow$9.0M+25.9%

CapEx$133.0K-59.5%

Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%

Enterprise value$509.4M+92.4%

P/E19.6×+9.7×

P/S3.6×+1.4×

Profitability

See full

Net margin18.4%-4.4pp

FCF margin46.2%+20.8pp

Returns & leverage

See full

Return on equity7.4%-3.2pp

Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankAmountOfAdvancesByBranch.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's short-term borrowings?: Chemung Financial (CHMG) reported short-term borrowings of $75.71M in Q1 2026.
How has Chemung Financial's short-term borrowings changed year-over-year?: Chemung Financial's short-term borrowings decreased by 10.9% year-over-year, from $85M to $75.71M.
What does short-term borrowings mean?: Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.