Discontinued — last reported Q3 '22
Short-Term Borrowings
M&T Bank Short-Term Borrowings increased by 263.0% to $7.80B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 420.0%, from $1.50B to $7.80B. Over 5 years (FY 2020 to FY 2025), Short-Term Borrowings shows an upward trend with a 104.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal a need for working capital or tight cash flow, while a decrease suggests improved liquidity or a shift toward long-term financing.
Detailed definition
This represents the principal amount of debt obligations that are due for repayment within one fiscal year, excluding th...
Peer comparison
Varies significantly by industry; capital-intensive firms often carry higher short-term debt to manage seasonal working capital cycles.
short_term_borrowingsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $91.24M | $103.55M | $47.05M | $50.31M | $1.12B | $917.81M | $3.55B | $7.00B | $7.91B | $6.73B | $5.32B | $4.80B | $4.50B | $2.50B | $1.06B | $1.50B | $2.00B | $2.00B | $2.15B | $7.80B |
| QoQ Change | — | +13.5% | -54.6% | +6.9% | >999% | -18.0% | +287.3% | +96.8% | +13.0% | -14.9% | -21.0% | -9.8% | -6.2% | -44.4% | -57.6% | +41.5% | +33.3% | +0.0% | +7.4% | +263.0% |
| YoY Change | — | — | — | — | >999% | +786.4% | >999% | >999% | +606.5% | +633.3% | +49.5% | -31.5% | -43.1% | -62.9% | -80.1% | -68.7% | -55.6% | -20.0% | +102.7% | +420.0% |
Short-Term Borrowings at Other Companies
Frequently Asked Questions
- What is M&T Bank's short-term borrowings?
- M&T Bank (MTB) reported short-term borrowings of $7.80B in Q1 2026.
- How has M&T Bank's short-term borrowings changed year-over-year?
- M&T Bank's short-term borrowings increased by 420.0% year-over-year, from $1.50B to $7.80B.
- What is the long-term trend for M&T Bank's short-term borrowings?
- Over 5 years (2020 to 2025), M&T Bank's short-term borrowings has grown at a 104.9% compound annual growth rate (CAGR), from $59.48M to $2.15B.
- What does short-term borrowings mean?
- Debt obligations that the company must pay back within one year.