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Chemung Financial CHMG Finance Lease Liabilities

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
(in thousands, except share and per share data)June 30,2026December 31,2025
Total deposits2,363,9342,270,674
Overnight and short-term advances89,59087,110
Subordinated debt, net of issuance costs of $921 and $972, respectively44,07944,028
Long-term finance lease obligation3,2653,444
Operating lease liabilities5,4404,937
Interest rate swap liabilities17,61217,412
Accrued interest payable and other liabilities25,92127,921
Total liabilities2,549,8412,455,526

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's finance lease liabilities?
Chemung Financial (CHMG) reported finance lease liabilities of $3.27M in Q2 2026.
How has Chemung Financial's finance lease liabilities changed year-over-year?
Chemung Financial's finance lease liabilities decreased by 9.7% year-over-year, from $3.62M to $3.27M.
What is the long-term trend for Chemung Financial's finance lease liabilities?
Over 5 years (2020 to 2025), Chemung Financial's finance lease liabilities has grown at a -2.2% compound annual growth rate (CAGR), from $3.85M to $3.44M.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

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