What is Chemung Financial's long-term debt?

Chemung Financial (CHMG) reported long-term debt of $119.76M in Q1 2026.

What does long-term debt mean?

Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

Chemung Financial CHMG Long-Term Debt

Long-Term Debt at other companies

M&T BankMTB

$11.18B+6.5%

KeyCorpKEY

$10.88B-12.2%

Regeneron PharmaceuticalsREGN

$1.99B+0.1%

Citizens Financial Services, Inc.CZFS

$198.74M-34.2%

Greene County BancorpGCBC

$0—

Community Financial SystemCBU

$437.7M-25.3%

Other financials

Income statement

See full

Revenue$29.9M+16.3%

Net income$9.2M+52.7%

EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%

Total debt$204.5M+117%

Total equity$262.9M+15.2%

Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%

CapEx$133.0K-59.5%

Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%

Enterprise value$509.4M+92.4%

P/E19.6×+9.7×

P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp

FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp

Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:DebtLongtermAndShorttermCombinedAmount.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's long-term debt?: Chemung Financial (CHMG) reported long-term debt of $119.76M in Q1 2026.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.