What is Cigna's employer insured — premiums?

Cigna (CI) reported employer insured — premiums of $4.99B in Q2 2026.

What does employer insured — premiums mean?

This metric represents the total revenue generated from insurance premiums within the employer-sponsored health coverage segment. It reflects the scale of the company's risk-based health insurance business provided to corporate clients and their employees. Growth in this figure indicates an expansion in the company's insured member base or successful pricing adjustments within the employer group market.

Cigna (CI) Employer insured — Premiums

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Other product segments

Stop loss

$2.14B+13.8%

Individual and Family Plans

$860M-8.6%

Other

$525M+13.6%

Medicare Advantage

$0—

Similar metrics at other companies

TRVAutomobile — Premiums

$2.95B+0.1%

JXNLife — Premiums

$22.75M-11.7%

HUMProduct — Premiums

$38.83B+26.4%

TRVOther — Premiums

$60M+1.7%

APOReconciling items — Premiums

$7M+16.7%

APOWhole Life — Premiums

$91M+78.4%

Other financials

Income statement

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Revenue$71.7B+6.7%

Gross profit$15.0B+7.6%

Operating income$2.7B+16.0%

Net income$1.7B+1.7%

EPS (diluted)$6.29+10.2%

Balance sheet

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Cash & equivalents$6.3B+45.5%

Total debt$31.9B—

Total equity$42.6B+6.0%

Total assets$157.08B+3.6%

Cash flow

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Operating cash flow$1.1B-41.1%

Valuation

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Market cap$71.48B-0.8%

Enterprise value$97.06B—

P/E11.5×-1.9×

P/S0.3×0.0×

Profitability

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Gross margin20.6%-3.7pp

Operating margin3.5%+0.1pp

Net margin2.2%+0.1pp

FCF margin5.5%—

Returns & leverage

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Return on equity15%+1.8pp

Debt / equity0.7×—

Current ratio0.8×+0.1×

Where this comes from

Reported directly by Cigna in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Cigna’s 10-Q, filed July 30, 2026.

Filed: Jul 30, 2026, 12:37 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001739940-26-000065

(In millions)	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Insurance premiums (ASC 944)
Cigna Healthcare
U.S. Healthcare
Employer insured	4,989	4,684	9,985	9,372
Medicare Advantage	—	—	—	2,363
Stop loss	2,138	1,879	4,254	3,747
Individual and Family Plans	860	941	1,733	1,800
Other	525	462	1,032	2,334

Item 1. Financial Statements (Unaudited)

FAQ

What is Cigna's employer insured — premiums?: Cigna (CI) reported employer insured — premiums of $4.99B in Q2 2026.
What does employer insured — premiums mean?: This metric represents the total revenue generated from insurance premiums within the employer-sponsored health coverage segment. It reflects the scale of the company's risk-based health insurance business provided to corporate clients and their employees. Growth in this figure indicates an expansion in the company's insured member base or successful pricing adjustments within the employer group market.