What is Cigna's individual and family plans — premiums?

Cigna (CI) reported individual and family plans — premiums of $860M in Q2 2026.

What does individual and family plans — premiums mean?

This metric represents the total revenue generated from insurance premiums collected within the individual and family health insurance market segment. It reflects the company's ability to attract and retain policyholders who purchase coverage directly rather than through employer-sponsored plans. Changes in this figure indicate shifts in market share, pricing strategy, or regulatory impacts within the direct-to-consumer health insurance landscape.

Cigna (CI) Individual and Family Plans — Premiums

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Other product segments

Employer insured

$4.99B+6.5%

Stop loss

$2.14B+13.8%

Other

$525M+13.6%

Medicare Advantage

$0—

Similar metrics at other companies

CRBGIndividual Retirement — Premiums

$26M-16.1%

JXNAccident and health — Premiums

$0—

EQHAccident and health — Premiums

$74.25M+4.9%

TRVFidelity and surety — Premiums

$406M+10.6%

TRVHomeowners and Other — Premiums

$2.25B+2.1%

AIGProperty and liability — Premiums

$5.32B+0.9%

Other financials

Income statement

See full

Revenue$71.7B+6.7%

Gross profit$15.0B+7.6%

Operating income$2.7B+16.0%

Net income$1.7B+1.7%

EPS (diluted)$6.29+10.2%

Balance sheet

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Cash & equivalents$6.3B+45.5%

Total debt$31.9B—

Total equity$42.6B+6.0%

Total assets$157.08B+3.6%

Cash flow

See full

Operating cash flow$1.1B-41.1%

Valuation

See full

Market cap$71.48B-0.8%

Enterprise value$97.06B—

P/E11.5×-1.9×

P/S0.3×0.0×

Profitability

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Gross margin20.6%-3.7pp

Operating margin3.5%+0.1pp

Net margin2.2%+0.1pp

FCF margin5.5%—

Returns & leverage

See full

Return on equity15%+1.8pp

Debt / equity0.7×—

Current ratio0.8×+0.1×

Where this comes from

Reported directly by Cigna in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Cigna’s 10-Q, filed July 30, 2026.

Filed: Jul 30, 2026, 12:37 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001739940-26-000065

(In millions)	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Employer insured	4,989	4,684	9,985	9,372
Medicare Advantage	—	—	—	2,363
Stop loss	2,138	1,879	4,254	3,747
Individual and Family Plans	860	941	1,733	1,800
Other	525	462	1,032	2,334
U.S. Healthcare	8,512	7,966	17,004	19,616
International Health	1,144	1,026	2,257	2,004
Total Cigna Healthcare	9,656	8,992	19,261	21,620

Item 1. Financial Statements (Unaudited)

FAQ

What is Cigna's individual and family plans — premiums?: Cigna (CI) reported individual and family plans — premiums of $860M in Q2 2026.
What does individual and family plans — premiums mean?: This metric represents the total revenue generated from insurance premiums collected within the individual and family health insurance market segment. It reflects the company's ability to attract and retain policyholders who purchase coverage directly rather than through employer-sponsored plans. Changes in this figure indicate shifts in market share, pricing strategy, or regulatory impacts within the direct-to-consumer health insurance landscape.