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American International Group AIG Property and liability — Premiums

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Other financials

Income statement

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Revenue$7.1B-0.1%
Net income$948.0M-17.1%
EPS (diluted)$1.78-10.1%

Balance sheet

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Cash & equivalents$1.5B-18.4%
Total debt$10.0B+2.6%
Total equity$40.6B-2.2%
Total assets$163.46B-1.5%

Cash flow

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Operating cash flow$1.7B+23.4%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$42.48B-6.8%
P/E14.3×+0.1×
P/S1.6×0.0×

Profitability

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Net margin11.1%-0.4pp
FCF margin21.5%

Returns & leverage

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Return on equity7.2%-0.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: American International Group’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 11:44 AM EST
Fiscal year
FY2025
Accession
0000005272-26-000023
For the years ended December 31, 2025, 2024, and 2023 / (in millions)For the years ended December 31, 2025, 2024, and 2023 / Gross AmountFor the years ended December 31, 2025, 2024, and 2023 / Ceded to Other CompaniesAssumed from Other CompaniesNet AmountSchedule IV / Percent of Amount Assumed to Net
2025
Premiums earned:
Accident and health$$2,535$108$352,4621.4%
Property and liability28,92811,3513,71221,28917.4
Total$$31,463$11,459$3,74723,75115.8%
2024
Premiums earned:
Accident and health$$2,507$104$302,4331.2%

ITEM 16 | Form 10-K Summary

FAQ

What is American International Group's property and liability — premiums?
American International Group (AIG) reported property and liability — premiums of $5.32B in Q4 2025.
How has American International Group's property and liability — premiums changed year-over-year?
American International Group's property and liability — premiums increased by 0.9% year-over-year, from $5.28B to $5.32B.
What is the long-term trend for American International Group's property and liability — premiums?
Over 3 years (2022 to 2025), American International Group's property and liability — premiums has grown at a -4.1% compound annual growth rate (CAGR), from $24.11B to $21.29B.
What does property and liability — premiums mean?
Net premiums represent the total premiums retained by the insurer after accounting for both ceded premiums paid to reinsurers and assumed premiums received from other insurers. This is a critical measure of the actual business volume the company keeps on its own balance sheet for profit generation.

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