Net premiums earned
American International Group Net premiums earned increased by 0.7% to $6.07B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.2%, from $5.77B to $6.07B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows a downward trend with a -6.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
net_premiums_earnedHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.91B | $7.50B | $9.36B | $7.12B | $7.51B | $7.83B | $4.31B | $8.48B | $6.61B | $6.54B | $3.93B | $5.87B | $5.75B | $5.95B | $5.97B | $5.77B | $5.88B | $6.07B | $6.03B | $6.07B |
| QoQ Change | — | -5.2% | +24.7% | -23.9% | +5.5% | +4.2% | -45.0% | +97.0% | -22.0% | -1.1% | -40.0% | +49.5% | -2.1% | +3.4% | +0.5% | -3.4% | +1.9% | +3.3% | -0.7% | +0.7% |
| YoY Change | — | — | — | — | -5.1% | +4.3% | -54.0% | +19.1% | -12.0% | -16.4% | -8.8% | -30.8% | -13.1% | -9.1% | +52.1% | -1.7% | +2.2% | +2.2% | +1.0% | +5.2% |
Product Breakdown — Short-Duration Insurance
| Segment | FY'21 |
|---|---|
| Short-Duration Insurance | $25.62B |
| Total | $31.29B |
All segment values are derived from annual filings.
Product Breakdown — Long Duration Insurance
| Segment | FY'21 |
|---|---|
| Long Duration Insurance | $917.27B |
| Total | $31.29B |
All segment values are derived from annual filings.
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| North America Commercial | $1.94B | $2.12B | $2.13B | $2.12B | $2.13B | $2.20B | $2.17B | $2.25B |
| International Commercial | $2.03B | $2.04B | $2.06B | $2.05B | $2.12B | $2.19B | $2.22B | $2.19B |
| Global Personal | $1.78B | $1.79B | $1.79B | $1.59B | $1.62B | $1.65B | $1.60B | $1.61B |
| Total | $5.75B | $5.95B | $5.97B | $5.77B | $5.88B | $6.07B | $6.03B | $6.07B |
General Insurance, Life and Retirement are derived from annual filings.
Net premiums earned at Other Companies
Frequently Asked Questions
- What is American International Group's net premiums earned?
- American International Group (AIG) reported net premiums earned of $6.07B in Q1 2026.
- How has American International Group's net premiums earned changed year-over-year?
- American International Group's net premiums earned increased by 5.2% year-over-year, from $5.77B to $6.07B.
- What is the long-term trend for American International Group's net premiums earned?
- Over 4 years (2021 to 2025), American International Group's net premiums earned has grown at a -6.7% compound annual growth rate (CAGR), from $31.29B to $23.75B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.