What is Cigna's stop loss — premiums?

Cigna (CI) reported stop loss — premiums of $2.14B in Q2 2026.

What does stop loss — premiums mean?

This metric represents the total revenue generated from stop-loss insurance products, which provide financial protection to employers with self-funded health plans. By covering claims that exceed specific individual or aggregate thresholds, this product mitigates the volatility of high-cost medical events for plan sponsors. Growth in this metric reflects the company's success in capturing demand for risk-transfer solutions within the self-insured employer market.

Cigna (CI) Stop loss — Premiums

Screener

Other product segments

Employer insured

$4.99B+6.5%

Individual and Family Plans

$860M-8.6%

Other

$525M+13.6%

Medicare Advantage

$0—

Similar metrics at other companies

TRVAutomobile — Premiums

$2.95B+0.1%

JXNLife — Premiums

$22.75M-11.7%

HUMProduct — Premiums

$38.83B+26.4%

TRVOther — Premiums

$60M+1.7%

APOReconciling items — Premiums

$7M+16.7%

APOWhole Life — Premiums

$91M+78.4%

Other financials

Income statement

See full

Revenue$71.7B+6.7%

Gross profit$15.0B+7.6%

Operating income$2.7B+16.0%

Net income$1.7B+1.7%

EPS (diluted)$6.29+10.2%

Balance sheet

See full

Cash & equivalents$6.3B+45.5%

Total debt$31.9B—

Total equity$42.6B+6.0%

Total assets$157.08B+3.6%

Cash flow

See full

Operating cash flow$1.1B-41.1%

Valuation

See full

Market cap$71.48B-0.8%

Enterprise value$97.06B—

P/E11.5×-1.9×

P/S0.3×0.0×

Profitability

See full

Gross margin20.6%-3.7pp

Operating margin3.5%+0.1pp

Net margin2.2%+0.1pp

FCF margin5.5%—

Returns & leverage

See full

Return on equity15%+1.8pp

Debt / equity0.7×—

Current ratio0.8×+0.1×

Where this comes from

Reported directly by Cigna in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Cigna’s 10-Q, filed July 30, 2026.

Filed: Jul 30, 2026, 12:37 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001739940-26-000065

(In millions)	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
U.S. Healthcare
Employer insured	4,989	4,684	9,985	9,372
Medicare Advantage	—	—	—	2,363
Stop loss	2,138	1,879	4,254	3,747
Individual and Family Plans	860	941	1,733	1,800
Other	525	462	1,032	2,334
U.S. Healthcare	8,512	7,966	17,004	19,616
International Health	1,144	1,026	2,257	2,004

Item 1. Financial Statements (Unaudited)

FAQ

What is Cigna's stop loss — premiums?: Cigna (CI) reported stop loss — premiums of $2.14B in Q2 2026.
What does stop loss — premiums mean?: This metric represents the total revenue generated from stop-loss insurance products, which provide financial protection to employers with self-funded health plans. By covering claims that exceed specific individual or aggregate thresholds, this product mitigates the volatility of high-cost medical events for plan sponsors. Growth in this metric reflects the company's success in capturing demand for risk-transfer solutions within the self-insured employer market.