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Civista Bancshares CIVB Q2 2026 earnings

Reported July 23, 2026 · Before market open

Revenue$47.6MMiss by $480.0K
EPS$0.69Beat by $0.02
Revenue estimate$48.1M
EPS estimate$0.67
“During the quarter, net interest margin expanded, funding costs continued to improve, credit quality remained stable, and our efficiency ratio improved significantly from a year ago. These results demonstrate the benefits of disciplined balance sheet management and our ongoing focus on operational excellence.”
Dennis Shaffer

Next report

Oct 22, 2026 (in a month)
Revenue estimate$48.8M
EPS estimate$0.70

Financials

Q2 2026

Income statement

See full
Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

See full
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$572.88M+43.8%
P/E10.5×+0.4×
P/S3.1×+0.6×

Profitability

See full
Net margin29.3%+4.9pp

Returns & leverage

See full
Return on equity11.2%+1.1pp
Debt / equity0×0.0×

FAQ

When did Civista Bancshares report Q2 2026 earnings?
Civista Bancshares (CIVB) reported Q2 2026 earnings on July 23, 2026 before market open.
What were Civista Bancshares's Q2 2026 revenue and EPS?
Civista Bancshares reported revenue of $47.6M and eps of $0.69 for Q2 2026.
Did Civista Bancshares beat estimates in Q2 2026?
Revenue missed the consensus estimate of $48.1M by $480.0K. EPS beat the consensus estimate of $0.67 by $0.02.
How did Civista Bancshares's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.0% from $41.4M a year earlier and eps grew 4.5% from $0.66.
Where can I find Civista Bancshares's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001193125-26-312446) and the 10-Q periodic report (0001193125-26-338386) directly on SEC EDGAR. The filing index links above go to sec.gov.