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CNA Financial CNA General Liability — IBNR

Other product segments

Surety
45,600,000,000%+6.8%

Similar metrics at other companies

The Hartford Financial Services Group logo
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$1.63B+19.0%
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HIGProfessional liability — IBNR
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$366M+8.6%
RenaissanceRe Holdings logo
RNRProperty — IBNR
$2.04B-44.9%
LTR
LTRSurety — IBNR
LTR
LTRCommercial auto — IBNR
LTR
LTRGeneral Liability — Shortduration Insurance Contracts Incurred But Not Reported Ibnr Claims Liability Net

Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$12.04B-9.7%
Enterprise value$14.49B-8.4%
P/E9.9×-5.0×
P/S0.8×-0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The official record: CNA Financial’s 10-K, filed February 10, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNA Financial's general liability — IBNR?
CNA Financial (CNA) reported general liability — IBNR of 341,000,000,000% in Q4 2025.
How has CNA Financial's general liability — IBNR changed year-over-year?
CNA Financial's general liability — IBNR increased by 6.1% year-over-year, from 321,500,000,000% to 341,000,000,000%.
What does general liability — IBNR mean?
The estimated cost of claims that have happened but have not been reported to the company yet.
How do you interpret general liability — IBNR?
Significant increases in IBNR may indicate a need for higher reserve strengthening, potentially impacting future earnings.
How does general liability — IBNR compare across companies?
Standard actuarial reserve component; all P&C insurers report IBNR as part of their loss reserves.