Skip to content
Screener

Selective Insurance Group SIGI Businessowners’ policies — IBNR

Other product segments

General liability
$769.16M+23.9%
Commercial automobile
$435.03M+19.4%
Casualty lines
$226.94M+36.3%
Workers Compensation
$124.79M+15.6%
Personal automobile
$63.52M+19.9%
Commercial property
$53.81M-16.7%
Homeowners
$25.31M+8.3%

Similar metrics at other companies

Lemonade logo
LMNDCar — IBNR
$40.5M+0.7%
Lemonade logo
LMNDPet — IBNR
$6.2M+67.6%
CNA Financial logo
CNASurety — IBNR
45,600,000,000%+2,900,000,000pp
Lemonade logo
LMNDProperty Insurance — IBNR
$64.6M+15.8%
Hippo Holdings logo
HIPOCasualty Lines — IBNR
$6.5M
Hippo Holdings logo
HIPOProperty Lines — IBNR
$69.6M

Other financials

Income statement

See full
Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

See full
Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

See full
Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

See full
Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

See full
Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

See full
Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006
Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident YearBusinessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2016Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2017Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2018Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025As of December 31, 2025 / IBNRAs of December 31, 2025 / Cumulative Number of Reported Claims
201953,53159,46664,66765,76264,72163,71362,5706443,655
202071,83673,68073,07773,32073,14871,9008455,456
202166,31263,64872,23171,22870,8762,3663,544
202286,19489,02588,05986,5345,0763,876
202380,94383,67682,75510,4863,639
202498,720102,11519,4843,901
202593,59437,7542,881
Total720,597

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's businessowners’ policies — IBNR?
Selective Insurance Group (SIGI) reported businessowners’ policies — IBNR of $37.75M in Q4 2025.
How has Selective Insurance Group's businessowners’ policies — IBNR changed year-over-year?
Selective Insurance Group's businessowners’ policies — IBNR increased by 18.5% year-over-year, from $31.86M to $37.75M.
What does businessowners’ policies — IBNR mean?
This metric represents the estimated liability for claims that have occurred but have not yet been reported to the insurer. It is a critical actuarial reserve component used to ensure the company maintains sufficient capital to cover future claim obligations.

Ask your AI about Selective Insurance Group's businessowners’ policies — ibnr.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude