How has Selective Insurance Group's workers compensation — IBNR changed year-over-year?

Selective Insurance Group's workers compensation — IBNR increased by 15.6% year-over-year, from $107.95M to $124.79M.

What does workers compensation — IBNR mean?

This metric represents the actuarial estimate of liabilities for workers' compensation claims that have occurred but have not yet been reported to the company. It is a fundamental component of the insurer's reserve adequacy and financial health assessment.

Selective Insurance Group SIGI Workers Compensation — IBNR

Other product segments

General liability

$769.16M+23.9%

Commercial automobile

$435.03M+19.4%

Casualty lines

$226.94M+36.3%

Personal automobile

$63.52M+19.9%

Commercial property

$53.81M-16.7%

Businessowners’ policies

$37.75M+18.5%

Homeowners

$25.31M+8.3%

Similar metrics at other companies

CNAWorkers' Compensation — IBNR

118,200,000,000%-3,400,000,000pp

HIGWorkers' Compensation — IBNR Reserves

$1.56B+1.8%

LMNDProperty Insurance — IBNR

$64.6M+15.8%

WRBWorkers' compensation — Short-duration insurance contracts, incurred but not reported (IBNR) claims liability, net

$350.18M-7.4%

CNAGeneral Liability — IBNR

341,000,000,000%+19,500,000,000pp

CNAInternational — IBNR

$1.91B—

Other financials

Income statement

See full

Revenue$1.4B+5.7%

Net income$97.7M-11.1%

EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%

Total debt$904.3M-0.5%

Total equity$3.6B+10.1%

Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%

CapEx$10.9M-16.0%

Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp

FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The official record: Selective Insurance Group’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's workers compensation — IBNR?: Selective Insurance Group (SIGI) reported workers compensation — IBNR of $124.79M in Q4 2025.
How has Selective Insurance Group's workers compensation — IBNR changed year-over-year?: Selective Insurance Group's workers compensation — IBNR increased by 15.6% year-over-year, from $107.95M to $124.79M.
What does workers compensation — IBNR mean?: This metric represents the actuarial estimate of liabilities for workers' compensation claims that have occurred but have not yet been reported to the company. It is a fundamental component of the insurer's reserve adequacy and financial health assessment.