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Selective Insurance Group SIGI Personal automobile — IBNR
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.
The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.
- Filed
- Feb 9, 2026, 5:15 PM EST
- Fiscal year
- FY2025
- Accession
- 0000230557-26-000006
| Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident Year | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2016 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2017 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2018 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024 | Personal Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025 | As of December 31, 2025 / IBNR | As of December 31, 2025 / Cumulative Number of Reported Claims |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2019 | 114,043 | 115,688 | 115,993 | 118,669 | 119,632 | 119,409 | 119,411 | 293 | 22,874 | |||
| 2020 | 95,625 | 94,532 | 90,179 | 89,027 | 89,249 | 88,302 | 476 | 17,553 | ||||
| 2021 | 108,244 | 102,777 | 105,088 | 106,344 | 105,291 | 900 | 19,745 | |||||
| 2022 | 121,030 | 133,623 | 138,559 | 136,545 | 2,175 | 21,322 | ||||||
| 2023 | 172,104 | 174,229 | 173,900 | 5,669 | 27,048 | |||||||
| 2024 | 184,131 | 192,486 | 32,597 | 25,501 | ||||||||
| 2025 | 164,785 | 63,523 | 17,160 | |||||||||
| Total | 1,300,422 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Selective Insurance Group's personal automobile — IBNR?
- Selective Insurance Group (SIGI) reported personal automobile — IBNR of $63.52M in Q4 2025.
- How has Selective Insurance Group's personal automobile — IBNR changed year-over-year?
- Selective Insurance Group's personal automobile — IBNR increased by 19.9% year-over-year, from $53M to $63.52M.
- What does personal automobile — IBNR mean?
- This metric represents the estimated liability for claims that have occurred but have not yet been reported to the insurer by the end of the reporting period. It is a critical actuarial estimate that ensures the company maintains sufficient capital to cover future obligations for the personal automobile segment.
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