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Selective Insurance Group SIGI General liability — IBNR
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.
The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.
- Filed
- Feb 9, 2026, 5:15 PM EST
- Fiscal year
- FY2025
- Accession
- 0000230557-26-000006
| General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident Year | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2016 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2017 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2018 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024 | General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025 | As of December 31, 2025 / IBNR | As of December 31, 2025 / Cumulative Number of Reported Claims |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2019 | 347,150 | 356,363 | 358,301 | 366,184 | 362,139 | 365,212 | 356,223 | 51,148 | 11,972 | |||
| 2020 | 361,554 | 360,302 | 352,834 | 361,163 | 389,512 | 379,079 | 85,898 | 10,410 | ||||
| 2021 | 422,748 | 414,279 | 414,204 | 463,259 | 457,107 | 133,447 | 11,574 | |||||
| 2022 | 482,590 | 482,279 | 597,562 | 625,356 | 259,770 | 12,648 | ||||||
| 2023 | 541,559 | 608,632 | 622,150 | 346,654 | 12,351 | |||||||
| 2024 | 718,013 | 718,622 | 509,590 | 11,581 | ||||||||
| 2025 | 858,272 | 769,164 | 9,055 | |||||||||
| Total | 4,893,554 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Selective Insurance Group's general liability — IBNR?
- Selective Insurance Group (SIGI) reported general liability — IBNR of $769.16M in Q4 2025.
- How has Selective Insurance Group's general liability — IBNR changed year-over-year?
- Selective Insurance Group's general liability — IBNR increased by 23.9% year-over-year, from $620.83M to $769.16M.
- What does general liability — IBNR mean?
- IBNR (Incurred But Not Reported) represents the estimated liability for claims that have occurred but have not yet been formally reported to the insurer. This actuarial estimate is essential for ensuring that the company maintains sufficient capital to cover future obligations. A robust IBNR calculation is a key indicator of prudent financial management and long-term solvency.
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