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Columbia Banking Systems COLB Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$510.9MBeat by $17.8M
EPS$0.76Beat by $0.10
Revenue estimate$493.1M
EPS estimate$0.66

Next report

Date not yet announced

Financials

Q2 2025

Income statement

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Revenue$510.9M+8.2%
Net income$152.0M+25.6%
EPS (diluted)$0.73+28.1%

Balance sheet

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Cash & equivalents$1.9B-6.1%
Total debt$124.5M+1.2%
Total equity$5.3B+7.3%
Total assets$51.9B-0.3%

Cash flow

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Operating cash flow$106.8M-28.9%
CapEx$22.0M+240%
Free cash flow$84.8M-41.0%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$4.85B+17.0%
Enterprise value$3.03B+37.9%
P/E9.2×+0.4×
P/S2.4×+0.4×

Profitability

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Net margin26.6%+2.8pp
FCF margin25.5%—

Returns & leverage

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Return on equity10.2%+0.6pp
Debt / equity0×0.0×

Segments

By product

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Service charges on deposits$19.7M+6.3%
Card-based fees$14.6M-0.8%
Financial services and trust revenue$5.8M+8.3%

Versus estimates

Revenue

Q2 2026$680.0MMiss by $7.4MQ1 2026$675.0MMiss by $2.2MQ4 2025$715.0MBeat by $19.7MQ3 2025$582.0MBeat by $7.4M
Q2 2025$510.9MBeat by $17.8M
Q1 2025$491.4MBeat by $8.1M

Diluted EPS

Q2 2026$0.76Beat by $0.03Q1 2026$0.72Beat by $0.04Q4 2025$0.82Beat by $0.10Q3 2025$0.85Beat by $0.15
Q2 2025$0.76Beat by $0.10
Q1 2025$0.67Beat by $0.03

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Questions, answered.

When did Columbia Banking Systems report Q2 2025 earnings?
Columbia Banking Systems (COLB) reported Q2 2025 earnings on July 24, 2025 after market close.
What were Columbia Banking Systems's Q2 2025 revenue and EPS?
Columbia Banking Systems reported revenue of $510.9M and eps of $0.76 for Q2 2025.
Did Columbia Banking Systems beat estimates in Q2 2025?
Revenue beat the consensus estimate of $493.1M by $17.8M. EPS beat the consensus estimate of $0.66 by $0.10.
How did Columbia Banking Systems's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.2% from $472.2M a year earlier and eps grew 13.4% from $0.67.
Where can I find Columbia Banking Systems's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000887343-25-000233) directly on SEC EDGAR. The filing index links above go to sec.gov.