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Central Pacific Financial CPF Income from bank-owned life insurance — Out-of-Scope

Other product segments

Other service charges and fees
$549K-11.3%
Mortgage banking income
$425K+19.7%
Other
$282K-39.4%
Income from fiduciary activities
$0
Service charges on deposit accounts
$0

Similar metrics at other companies

Westamerica Bank logo
WABCBank Owned Life Insurance Income
$0-100%
Five Star Bancorp logo
FSBCBank Owned Life Insurance Income
$225K+39.8%
UBS
UBSIBank Owned Life Insurance Income
$2.99M-11.2%
Northern Trust logo
NTRSBank Owned Life Insurance — Other Operating Income(1)
$19.5M+1.0%
City Holding Company logo
CHCOBank Owned Life Insurance Income
$979K-15.1%
Community Financial System logo
CBUBank Owned Life Insurance Income
$991K+78.2%

Other financials

Income statement

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Revenue$72.9M+6.0%
Net income$20.7M+16.7%
EPS (diluted)$0.78+20.0%

Balance sheet

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Total debt$101.6M-37.4%
Total equity$593.9M+6.5%
Total assets$7.5B+1.2%

Cash flow

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Operating cash flow$18.3M-10.3%
CapEx$1.1M+19.9%
Free cash flow$17.3M-11.7%

Valuation

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Market cap$970.18M+40.0%
P/E12.1×+0.2×
P/S3.3×+0.6×

Profitability

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Net margin27.1%+4.5pp
FCF margin30.3%-1.2pp

Returns & leverage

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Return on equity14%+3.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The official record: Central Pacific Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Central Pacific Financial's income from bank-owned life insurance — out-of-scope?
Central Pacific Financial (CPF) reported income from bank-owned life insurance — out-of-scope of $399K in Q1 2026.
How has Central Pacific Financial's income from bank-owned life insurance — out-of-scope changed year-over-year?
Central Pacific Financial's income from bank-owned life insurance — out-of-scope decreased by 19.7% year-over-year, from $497K to $399K.
What is the long-term trend for Central Pacific Financial's income from bank-owned life insurance — out-of-scope?
Over 3 years (2022 to 2025), Central Pacific Financial's income from bank-owned life insurance — out-of-scope has grown at a 58.7% compound annual growth rate (CAGR), from $1.87M to $7.45M.
What does income from bank-owned life insurance — out-of-scope mean?
This metric captures earnings from bank-owned life insurance policies that fall outside the primary reporting scope or specific regulatory definitions. It represents supplemental income streams that, while related to insurance assets, are categorized separately from the core operational segment. Monitoring this provides visibility into secondary sources of non-interest income that contribute to the firm's overall financial performance.