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Central Pacific Financial CPF Other service charges and fees — Out-of-Scope

Other product segments

Mortgage banking income
$425K+19.7%
Income from bank-owned life insurance
$399K-19.7%
Other
$282K-39.4%
Income from fiduciary activities
$0
Service charges on deposit accounts
$0

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$621K+28.3%
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Other financials

Income statement

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Revenue$72.9M+6.0%
Net income$20.7M+16.7%
EPS (diluted)$0.78+20.0%

Balance sheet

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Total debt$101.6M-37.4%
Total equity$593.9M+6.5%
Total assets$7.5B+1.2%

Cash flow

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Operating cash flow$18.3M-10.3%
CapEx$1.1M+19.9%
Free cash flow$17.3M-11.7%

Valuation

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Market cap$970.18M+40.0%
P/E12.1×+0.2×
P/S3.3×+0.6×

Profitability

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Net margin27.1%+4.5pp
FCF margin30.3%-1.2pp

Returns & leverage

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Return on equity14%+3.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The official record: Central Pacific Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Central Pacific Financial's other service charges and fees — out-of-scope?
Central Pacific Financial (CPF) reported other service charges and fees — out-of-scope of $549K in Q1 2026.
How has Central Pacific Financial's other service charges and fees — out-of-scope changed year-over-year?
Central Pacific Financial's other service charges and fees — out-of-scope decreased by 11.3% year-over-year, from $619K to $549K.
What is the long-term trend for Central Pacific Financial's other service charges and fees — out-of-scope?
Over 4 years (2021 to 2025), Central Pacific Financial's other service charges and fees — out-of-scope has grown at a -5.9% compound annual growth rate (CAGR), from $3.09M to $2.42M.
What does other service charges and fees — out-of-scope mean?
This metric captures fee-based revenue streams that fall outside the primary reporting scope of the institution's core service charge categories. These revenues typically represent non-recurring, legacy, or specialized service fees that do not align with the bank's primary operational focus. Tracking this allows for a clearer distinction between sustainable core fee growth and peripheral or declining revenue sources.