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Ameris Bancorp ABCB Other service charges, commissions and fees — Other

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The source filing: Ameris Bancorp’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:44 PM EST
Fiscal year
FY2025
Accession
0000351569-26-000050
(dollars in thousands)For the Years Ended December 31, 2025For the Years Ended December 31, 2024For the Years Ended December 31, 2023
Total ASC 606 revenue included in service charges on deposits accounts54,64550,89346,575
Total service charges on deposit accounts$54,645$50,893$46,575
Other service charges, commissions and fees
ASC 606 revenue items
ATM fees$3,336$3,512$3,856
Total ASC 606 revenue included in other service charges, commission and fees3,3363,5123,856
Other1,1571,246545
Total other service charges, commission and fees$4,493$4,758$4,401

ITEM 16. FORM 10-K SUMMARY.

FAQ

What is Ameris Bancorp's other service charges, commissions and fees — other?
Ameris Bancorp (ABCB) reported other service charges, commissions and fees — other of $289.25K in Q4 2025.
How has Ameris Bancorp's other service charges, commissions and fees — other changed year-over-year?
Ameris Bancorp's other service charges, commissions and fees — other decreased by 7.1% year-over-year, from $311.5K to $289.25K.
What is the long-term trend for Ameris Bancorp's other service charges, commissions and fees — other?
Over 4 years (2021 to 2025), Ameris Bancorp's other service charges, commissions and fees — other has grown at a 27.6% compound annual growth rate (CAGR), from $437K to $1.16M.
What does other service charges, commissions and fees — other mean?
This metric captures miscellaneous service charges, commissions, and fees that are not classified under specific ASC 606 revenue categories or primary banking service lines. It reflects ancillary income streams that provide diversification to the bank's core interest-based earnings. Tracking this category allows for the identification of emerging revenue sources or fluctuations in secondary service-related business activities.

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