Skip to content
Screener

Community Trust Bancorp CTBI Q2 2025 earnings

Reported July 16, 2025 · Before market open

Revenue$70.2MBeat by $2.2M
EPS$1.38Beat by $0.11
Revenue estimate$68.0M
EPS estimate$1.27

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$79.9M
EPS estimate$1.65

Financials

Q2 2025

Income statement

See full
Revenue$70.2M+14.4%
Net income$24.9M+27.7%
EPS (diluted)$1.38+26.6%

Balance sheet

See full
Cash & equivalents$395.3M+145%
Total debt$16.1M+1.3%
Total equity$806.9M+12.2%
Total assets$6.4B+10.1%

Cash flow

See full
Operating cash flow$15.9M-20.2%
CapEx$2.4M+54.9%
Free cash flow$13.6M-26.4%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$948.47M+20.5%
Enterprise value$569.27M-11.2%
P/E10.4×+0.2×
P/S3.6×+0.2×

Profitability

See full
Net margin34.6%+1.7pp
FCF margin38.8%+3.4pp

Returns & leverage

See full
Return on equity12%+0.8pp
Debt / equity0×0.0×

FAQ

When did Community Trust Bancorp report Q2 2025 earnings?
Community Trust Bancorp (CTBI) reported Q2 2025 earnings on July 16, 2025 before market open.
What were Community Trust Bancorp's Q2 2025 revenue and EPS?
Community Trust Bancorp reported revenue of $70.2M and eps of $1.38 for Q2 2025.
Did Community Trust Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $68.0M by $2.2M. EPS beat the consensus estimate of $1.27 by $0.11.
How did Community Trust Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.4% from $61.4M a year earlier and eps grew 26.6% from $1.09.
Where can I find Community Trust Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000350852-25-000080) and the 10-Q periodic report (0001140361-25-029752) directly on SEC EDGAR. The filing index links above go to sec.gov.