Skip to content
Screener

Community Trust Bancorp CTBI Q3 2025 earnings

Reported October 15, 2025 · Before market open

Revenue$71.5MMiss by $350.0K
EPS$1.32Miss by $0.06
Revenue estimate$71.9M
EPS estimate$1.38

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$79.9M
EPS estimate$1.65

Financials

Q3 2025

Income statement

See full
Revenue$71.5M+13.9%
Net income$23.9M+8.0%
EPS (diluted)$1.32+7.3%

Balance sheet

See full
Cash & equivalents$507.6M+111%
Total debt$16.9M+8.9%
Total equity$831.4M+9.3%
Total assets$6.6B+11.3%

Cash flow

See full
Operating cash flow$37.5M+2.2%
CapEx$1.2M-11.3%
Free cash flow$36.4M+2.7%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$1.01B+13.0%
Enterprise value$522.57M-22.1%
P/E10.9×-0.5×
P/S3.7×0.0×

Profitability

See full
Net margin34.1%+1.1pp
FCF margin38%-2.4pp

Returns & leverage

See full
Return on equity11.7%+0.5pp
Debt / equity0×0.0×

FAQ

When did Community Trust Bancorp report Q3 2025 earnings?
Community Trust Bancorp (CTBI) reported Q3 2025 earnings on October 15, 2025 before market open.
What were Community Trust Bancorp's Q3 2025 revenue and EPS?
Community Trust Bancorp reported revenue of $71.5M and eps of $1.32 for Q3 2025.
Did Community Trust Bancorp beat estimates in Q3 2025?
Revenue missed the consensus estimate of $71.9M by $350.0K. EPS missed the consensus estimate of $1.38 by $0.06.
How did Community Trust Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.9% from $62.8M a year earlier and eps grew 7.3% from $1.23.
Where can I find Community Trust Bancorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000350852-25-000092) and the 10-Q periodic report (0001140361-25-040959) directly on SEC EDGAR. The filing index links above go to sec.gov.