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Community Trust Bancorp CTBI Increase Decrease In Life Insurance Liabilities

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Segments

By segment

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Community Banking Services-$832K-10.5%
Corporate$0

Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.42B+48.3%
Enterprise value$925.14M+59.4%
P/E13.2×+2.7×
P/S4.8×+1.1×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLifeInsuranceLiabilities.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands) Three Months Ended June 30, 2026Community Banking ServicesHolding CompanyEliminationsConsolidated
Depreciation and amortization$1,052$55$0$1,107
Amortization of operating lease right-of-use assets5005
Significant non-cash items:
Provision for credit losses2,771002,771
Change in cash surrender value of bank owned life insurance83200832
Expenditures for long-lived assets9863501,021

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's increase decrease in life insurance liabilities?
Community Trust Bancorp (CTBI) reported increase decrease in life insurance liabilities of -$832K in Q2 2026.
What does increase decrease in life insurance liabilities mean?
Increase Decrease In Life Insurance Liabilities

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