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Customers Bancorp CUBI Reportable Segment — Occupancy

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Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
Segment profit or loss / (amounts in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Commercial lease depreciation12,7618,74325,45317,206
Professional services10,02413,85021,71925,707
Loan servicing3,7104,0537,5698,683
Occupancy (2)3,4953,5517,4516,963
FDIC assessments, non-income taxes and regulatory fees4,58511,90612,80023,656
Advertising and promotion4814611,035989
Other (3)10,9077,83218,98715,977
Total non-interest expense114,891106,626226,879209,397

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's reportable segment — occupancy?
Customers Bancorp (CUBI) reported reportable segment — occupancy of $3.5M in Q2 2026.
What does reportable segment — occupancy mean?
This metric captures the costs related to the maintenance, rent, and utilities of physical office spaces and banking branches. It serves as a key component of non-interest expense, reflecting the bank's physical footprint and operational overhead. Investors use this to evaluate the efficiency of the bank's real estate strategy and branch network management.

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