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OppFi OPFI Business Segments — Occupancy

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$802.7M+167%
Enterprise value$713.71M+204%
P/E12.1×-77.2×
P/S2.1×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line item20262025
Professional fees7,2644,199
Technology costs3,3292,961
Payment processing fees1,6581,630
Occupancy8711,039
Depreciation and amortization5911,760
General, administrative and other5,0742,416
Total expenses51,93648,318
Income from operations35,36242,492

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's business segments — occupancy?
OppFi (OPFI) reported business segments — occupancy of $871K in Q1 2026.
How has OppFi's business segments — occupancy changed year-over-year?
OppFi's business segments — occupancy decreased by 16.2% year-over-year, from $1.04M to $871K.
What is the long-term trend for OppFi's business segments — occupancy?
Over 3 years (2022 to 2025), OppFi's business segments — occupancy has grown at a -2.4% compound annual growth rate (CAGR), from $4.44M to $4.13M.
What does business segments — occupancy mean?
Includes costs related to the physical office space and facilities required to support the operations of the business segment. This metric reflects the fixed overhead burden associated with maintaining a physical footprint for the segment's workforce.

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