Skip to content
Screener

Year four at other companies

International Bancshares logo
International BancsharesIBOC
$1.63B+45.1%
First Internet Bancorp logo
First Internet BancorpINBK
$660.14M-29.4%
Center Bancorp logo
Center BancorpCNOB
$523.55M
Capital Bancorp logo
Capital BancorpCBNK
$301.62M-31.2%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$237.01M-40.3%

Other financials

Income statement

See full
Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

See full
Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

See full
Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

See full
Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

See full
Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

See full
Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
(amounts in thousands)Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / 2026Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / 2025Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / 2024Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / 2023Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / 2022Term Loans Amortized Cost Basis by Origination Year as of June 30, 2026 / PriorRevolving loans amortized cost basisRevolving loans converted to termTotal
Installment loans charge-offs:
Three Months Ended June 30, 2026$1,244$1,609$1,035$2,030$1,973$1,060$8,951
Six Months Ended June 30, 20261,8663,1312,3734,5604,8772,07618,883
Total consumer loans$278,523$243,147$89,879$167,083$261,222$294,369$53,633$1,387,856
Total consumer loans charge-offs:
Three Months Ended June 30, 2026$1,244$1,609$1,035$2,051$1,973$1,060$8,972
Six Months Ended June 30, 20261,8663,1312,3734,5814,8782,07618,905
Loans and leases receivable$2,358,467$3,560,255$1,990,843$721,846$2,748,127$1,993,469$2,598,405$241,608$16,213,020

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's year four?
Customers Bancorp (CUBI) reported year four of $721.85M in Q2 2026.
How has Customers Bancorp's year four changed year-over-year?
Customers Bancorp's year four decreased by 78.2% year-over-year, from $3.31B to $721.85M.
What is the long-term trend for Customers Bancorp's year four?
Over 5 years (2020 to 2025), Customers Bancorp's year four has grown at a 23.2% compound annual growth rate (CAGR), from $1.06B to $2.99B.
What does year four mean?
Year four

Ask your AI about Customers Bancorp's year four.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude