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Year four at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
BOK Financial logo
BOK FinancialBOKF
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

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Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

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Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation

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Market cap$4.57B+6.6%

Profitability

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Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

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Return on equity13.5%-1.7pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: International Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Bancshares's year four?
International Bancshares (IBOC) reported year four of $1.71B in Q1 2026.
How has International Bancshares's year four changed year-over-year?
International Bancshares's year four increased by 42.5% year-over-year, from $1.2B to $1.71B.
What is the long-term trend for International Bancshares's year four?
Over 3 years (2022 to 2025), International Bancshares's year four has grown at a 21.6% compound annual growth rate (CAGR), from $988.63M to $1.78B.
What does year four mean?
This represents the portion of the financing receivable portfolio, excluding accrued interest, that is scheduled to mature or is categorized within the fourth year of the reporting period. It reflects the bank's longer-dated credit exposure and the maturity profile of its loan assets. This helps in assessing the bank's ability to maintain consistent revenue streams over a multi-year cycle.